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Easy Microfinance is a best practice Microfinance institution, licensed by the Financial Regulatory Department of the Ministry of Planning and Finance of the Union of Myanmar.

Advantages of Easy Microfinance

Easy Microfinance loans are designed to be easy and quick to obtain and easy to repay, with loan amounts that are adapted to the business needs and repayment capacity

Hassle free loan process

No need to bring photocopies or pictures
No need to provide collateral
No need to attend weekly or bi-monthly meetings

Clear and transparent conditions

No hidden fees
Easy to understand conditions
Monthly repayment amounts adapted to your business needs and repayment capacity

Quick decisions and disbursements

Most Easy loans are disbursed within 3 to 5 working days after the application

Excellent customer service

Our professionally trained staff is at your service for an easy experience

More than 545,000 loans and more than MMK 230 billion

Loans approved since the start of operations

7 States

active clients

24 Branches

600+ Staff

Our clients

Our clients are honest hard working enthusiastic micro entrepreneurs with the drive and determination to face challenges and achieve their goals. Easy Microfinance has the privilege to support them in the achievement of their dreams, building a better and prosperous future.

Watch the story of our client Daw Khin Khin Win here!

Our loans

Financing that meets your needs

Group loans

Loan amounts
MMK 100,000 to MMK 1,000,000 per member

Loan term
6,9 or 12 months

5 to 10 members


Administration fee
1-2% of the approved loan amount,
depending on the term of the loan

Interest rate
2.33% per month on the remaining balance

Compulsory savings
5% of the approved loan amount
remunerated at 14% interest per year

Find out more

Individual loans

Loan amounts
MMK 1,000,000 to MMK 10,000,000

Loan term
6 to 24 months

A guarantor with sufficient income is required


Administration fee
1-4% of the approved loan amount,
depending on the term of the loan

Interest rate
2.33% per month on the remaining balance

Compulsory savings
5% of the approved loan amount
remunerated at 14% interest per year

Find out more

Easy repayments at Ongo agents!

You can also repay your loans at Ongo Agents near you!

For more information click here

Our shareholders

With a paid in capital of USD 14.2 million, Easy Microfinance is one of best capitalized microfinance institutions in Myanmar. The shares of Easy Microfinance are held by a Singaporean holding company, MC Projects Limited, of which the ultimate shareholders are Meridian Capital (HK) Limited (55%) and Delta Capital (45%) through its Myanmar Opportunities Fund II.

Meridian Capital is a is a private equity investment group which was founded in 2002. The company, which has its head office in Hong Kong invests across all industry sectors with a focus on investment opportunities in Asia.

Delta Capital, which has its head office in Yangon, backs entrepreneurs and businesses, and helps build leading companies across sectors in Myanmar. Delta Capital works with companies’ founders and management to build responsible businesses, creating value for shareholders and generating superior returns for its investors.

Corporate policy

Easy Microfinance is a best practice Microfinance Institution. As such Easy Microfinance adheres to the highest standards in terms of Client Protection Principles, Social and Environmental practices and Governance and Business Integrity (KYC, Anti-Money laundering and Anti-Corruption practices).
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Easy Microfinance is a responsible lender which endorses and applies the Microfinance client protection principles: (i) Easy Microfinance will ensure that its products and delivery channels will be adapted to its target clients. (ii) Easy Microfinance will do its utmost best to avoid over-indebting its clients. (iii) Easy Microfinance will communicate in a clear and timely matter to its clients, including transparent information on pricing, terms and conditions, avoiding any hidden fees. (iv) Easy Microfinance will maintain a responsible pricing, meaning that the products it offers are affordable to the clients while at the same time allowing the institution to be sustainable. (v) Easy Microfinance is committed to treat its client fairly and respectfully; it will also (vi) ensure the privacy of client’s data in accordance with the laws and regulations in place. Lastly (vii) Easy Microfinance has a mechanism for complaint resolution in place.
In the course of its business, Easy Microfinance wants to ensure that social and environmental risks are properly managed. Easy Microfinance will not finance activities which are socially and/or environmentally harmful and has implemented an exclusion list of activities that it will not finance. Furthermore, the company is committed to create a safe and fair working environment for its employees, without discrimination on gender, race, religion, sexual orientation and national or social origin. Moreover, Easy Microfinance will operate in full compliance with applicable laws in the Republic of the Union of Myanmar as well as with international best practice performance standards as prescribed by the International Finance Corporation (IFC): it will implement and adequately deploy an effective E&S Management system.
Easy Microfinance adheres to the highest ethical standards and will exhibit honesty, integrity and fairness at all times in its internal and external interactions. The company has implemented a code of conduct for its employees which needs to be respected at all times. Employees will always interact in a professional manner with the company’s clients; they must actively prevent conflict of interest situations and are not allowed to accept gifts, money or other types of material values or services from clients or suppliers. Easy Microfinance has 0 tolerance policy towards bribery and corruption in all business dealings:

It will comply with all applicable laws and promote international best practices including those laws and international best practice standards intended to tackle AML/CFT, anti-bribery and corruption and economic sanctions;

It will deal with regulators in an open and co-operative manner;

It will commit and adopt good corporate governance practices;

It provides an appropriate whistleblowing / grievance recourse mechanism for clients or staff to facilitate the reporting of wrong doings and misconducts.
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Our partners

AYA Bank

Yoma Bank

United Amara Bank

Near Me

Frankfurt School


Wall Street English


Need more help?

Feel free to ask
 For questions

If you have a question relating to Easy Microfinance or its products, please click here to find your nearest branch, or to contact us by phone or email.

For complaints

Easy Microfinance has a client complaint handling mechanism, which allows the organization to collect, respond and resolve customers’ problems in a timely manner.


Check if your question has already been answered before in our frequently asked questions


© 2019 MC Easy Microfinance Company Limited.

© 2019 MC Easy Microfinance Company Limited.