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Welcome
Easy Microfinance is a best practice Microfinance institution, licensed by the Financial Regulatory Department of the Ministry of Planning and Finance of the Union of Myanmar.
Advantages of Easy Microfinance
Easy Microfinance loans are designed to be easy and quick to obtain and easy to repay, with loan amounts that are adapted to the business needs and repayment capacity
Hassle free loan process
No need to bring photocopies or pictures
No need to provide collateral
No need to attend weekly or bi-monthly meetings
Clear and transparent conditions
No hidden fees
Easy to understand conditions
Monthly repayment amounts adapted to your business needs and repayment capacity
Quick decisions and disbursements
Most Easy loans are disbursed within 3 to 5 working days after the application
Excellent customer service
Our professionally trained staff is at your service for an easy experience
More than 630,000 loans and more than MMK 285 billion
Loans approved since the start of operations
7 States
70,000+
active clients
22 Branches
350+ Staff
Our clients
Our clients are honest hard working enthusiastic micro entrepreneurs with the drive and determination to face challenges and achieve their goals. Easy Microfinance has the privilege to support them in the achievement of their dreams, building a better and prosperous future.
Watch the story of our client Daw Khin Khin Win here!
Our loans
Financing that meets your needs
Group loans
Loan amounts
MMK 100,000 to MMK 1,000,000 per member
Loan term
6,9 or 12 months
Members
5 to 10 members
Repayment
Monthly
Administration fee
1-2% of the approved loan amount,
depending on the term of the loan
Interest rate
2.33% per month on the remaining balance
Compulsory savings
5% of the approved loan amount
remunerated at 14% interest per year
Find out more
Individual loans
Loan amounts
MMK 1,000,000 to MMK 10,000,000
Loan term
6 to 24 months
Guarantor
A guarantor with sufficient income is required
Repayment
Monthly
Administration fee
1-4% of the approved loan amount,
depending on the term of the loan
Interest rate
2.33% per month on the remaining balance
Compulsory savings
5% of the approved loan amount
remunerated at 14% interest per year
Find out more
Agricultural loans
Loan amounts
MMK 300,000 to MMK 5,000,000 per member
Loan term
3 to 12 months
Members
3 to 5 members
Repayment
Adapted to the crop cycle
Administration fee
0.5-2% of the approved loan amount,
depending on the term of the loan
Interest rate
2.33% per month on the remaining balance
Compulsory savings
5% of the approved loan amount
remunerated at 14% interest per year
Find out more
Repayments made Easy through our partners!
Shareholders
With a paid in capital of USD 14.2 million, Easy Microfinance is one of best capitalized microfinance institutions in Myanmar. The shares of Easy Microfinance wholly owned by MC Projects Limited.
MC Projects Limited
MC Projects Limited was incorporated on 26 June 2014. MC Projects Limited is a private limited company incorporated in the Republic of Singapore with Company Registration No. 201418619E with the registered office at 80 ROBINSON ROAD, #02-00, SINGAPORE.
MC Projects is an investment holding company for microfinance activities in the ASEAN region and it also provides management and consultancy services to its subsidiaries.
Corporate policy
Easy Microfinance is a best practice Microfinance Institution. As such Easy Microfinance adheres to the highest standards in terms of Client Protection Principles, Social and Environmental practices and Governance and Business Integrity (KYC, Anti-Money laundering and Anti-Corruption practices).
CLIENT PROTECTION PRINCIPLES
Easy Microfinance is a responsible lender which endorses and applies the Microfinance client protection principles: (i) Easy Microfinance will ensure that its products and delivery channels will be adapted to its target clients. (ii) Easy Microfinance will do its utmost best to avoid over-indebting its clients. (iii) Easy Microfinance will communicate in a clear and timely matter to its clients, including transparent information on pricing, terms and conditions, avoiding any hidden fees. (iv) Easy Microfinance will maintain a responsible pricing, meaning that the products it offers are affordable to the clients while at the same time allowing the institution to be sustainable. (v) Easy Microfinance is committed to treat its client fairly and respectfully; it will also (vi) ensure the privacy of client’s data in accordance with the laws and regulations in place. Lastly (vii) Easy Microfinance has a mechanism for complaint resolution in place.
SOCIAL AND ENVIRONMENTAL PRACTICES
In the course of its business, Easy Microfinance wants to ensure that social and environmental risks are properly managed. Easy Microfinance will not finance activities which are socially and/or environmentally harmful and has implemented an exclusion list of activities that it will not finance. Furthermore, the company is committed to create a safe and fair working environment for its employees, without discrimination on gender, race, religion, sexual orientation and national or social origin. Moreover, Easy Microfinance will operate in full compliance with applicable laws in the Republic of the Union of Myanmar as well as with international best practice performance standards as prescribed by the International Finance Corporation (IFC): it will implement and adequately deploy an effective E&S Management system.
GOVERNANCE AND BUSINESS INTEGRITY
Easy Microfinance adheres to the highest ethical standards and will exhibit honesty, integrity and fairness at all times in its internal and external interactions. The company has implemented a code of conduct for its employees which needs to be respected at all times. Employees will always interact in a professional manner with the company’s clients; they must actively prevent conflict of interest situations and are not allowed to accept gifts, money or other types of material values or services from clients or suppliers. Easy Microfinance has 0 tolerance policy towards bribery and corruption in all business dealings:
It will comply with all applicable laws and promote international best practices including those laws and international best practice standards intended to tackle AML/CFT, anti-bribery and corruption and economic sanctions;
It will deal with regulators in an open and co-operative manner;
It will commit and adopt good corporate governance practices;
It provides an appropriate whistleblowing / grievance recourse mechanism for clients or staff to facilitate the reporting of wrong doings and misconducts.
Our partners
AYA Bank
Yoma Bank
Wave Money
Near Me
Frankfurt School
Ongo
Wall Street English
KBZ Pay
Need more help?
Feel free to ask
For questions
If you have a question relating to Easy Microfinance or its products, please click here to find your nearest branch, or to contact us by phone or email.
CONTACT US
For complaints
Easy Microfinance has a client complaint handling mechanism, which allows the organization to collect, respond and resolve customers’ problems in a timely manner.
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FAQ
Check if your question has already been answered before in our frequently asked questions